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Camera Finance


Our credit provider Klarna has limited credit loans to £5,000 per transaction. This means we can only offer finance options on items and basket sizes of £5,500 or less (£5,000 loan and 10% deposit)

Spread The Cost Of Your Camera kit

Using finance to fund your camera purchase enables you to get a camera, lens or any other camera equipment within a monthly budget to suit you. Rather than fully funding an expensive purchase, which we know all about as we are keen photographers ourselves, you can now choose to pay for your kit with a range of finance options provided by our partners at Klarna Bank AB - Europe’s leading payments provider.


Finance Options

At Park Cameras we offer a 12.9% APR payment plan over 24, 36 or 48 months for orders over £300. We also often have interest free credit on some items so you can pay for your camera equipment over 6, 12 or 24 monthly installments - take a look at our current Interest-Free Camera offers

Price Range £300 - £5,500
Deposit 10-50%
0% Finance
Selected products
6 Months 12 Months 24 Months
12.9% Finance 24 Months 36 Months 48 Months


How Does The Finance Process Work?

We’ve partnered with Klarna Bank AB to provide our online finance service. Once you’ve added the items you wish to buy to your basket, proceed to the Checkout and select the Klarna finance option and follow the steps to apply online.

The Klarna online application form typically takes a few minutes to complete. Your application is then instantly reviewed and you should get a decision in around 5 seconds. Some applications may take longer to process. If for any reason Klarna can't give you an instant decision, they will send you an email the moment a decision is made.

If you are approved, you will need to pay the deposit using a credit or debit card. Upon confirmation of the receipt of your deposit payment, Klarna will authorise us to proceed with your order and will write to you to confirm the repayment amounts and schedule. Your monthly repayments will then be collected by Direct Debit.

Read on for more detailed information about Klarna and the finance process at Park Cameras. Please call us on 01444 23 70 70 or e-mail us at if you have any questions.

I would like to change the 10% deposit for a higher one when purchasing, how can I do that?

If you are happy to pay a 10% deposit, you can do it all online when going through checkout

If you would like to pay a higher deposit amount (between 10% and 50%):

  • Call us on 01444 23 70 70
  • Our customer sales team will then set up your order on our system for you, as per your requirements
  • Our sales team will email you a link with your chosen order value, finance product and deposit
  • You will then follow the link to Klarna to complete the finance application online
  • Once we hear back from Klarna (usually a few hours) if your application is successful, we will be back in touch with you to process your order

Representative Example


Model Shown:

Nikon D610 + AF-S NIKKOR 24-85mm lens

*Pricing accurate as of 12/02/2019



Model Shown:


*Pricing accurate as of 07/10/2020

12.9% APR available


24 Months

36 Months

Selling Price:



Min. Deposit (10%):



Loan Amount:



Monthly Payment:



Total Cost of Credit:



Total Amount Payable:




Eligibility For Credit

In order to apply for credit with Klarna, you must:

  • Have a good credit history

  • Be employed or retired and have considered your ability to afford and sustain the repayments

  • Be a permanent UK resident, between 18 - 80 years of age and able to supply 3 years address history

  • Have a debit or credit card

  • Have a UK bank account capable of accepting Direct Debits

  • Have the goods delivered to your home address

  • Pay the deposit using a credit or debit card

Eligibility is not a guarantee of acceptance. Finance is subject to credit and affordability checks. You must agree to Klarna’s Terms and Conditions and electronically sign the Credit Agreement document before we can release the goods to you.


Declined Credit Applications

You will be informed of the decision if Klarna declines your application. Please note, they are unable to share the reason for a decline with us. Applications are usually declined for reasons such as:

  • You do not meet the eligibility criteria (see above);

  • Adverse credit reference agency information;

  • Your credit score;

  • You are considered to be overcommitted; or

  • Your existing account performance with other lenders.


Returns & Cancellation Procedure

If you wish to return the order then please refer to our returns policy. If we accept your return we will contact Klarna to cancel the credit agreement. We may not able to cancel the finance if the return falls outside of our returns period.


The Lender

Park Cameras acts as credit broker/intermediary and not as a lender. Park Cameras is authorised and regulated by the Financial Conduct Authority. Credit is provided by Klarna Bank AB, which is authorised and regulated by the Swedish Financial Services Authority, with limited supervision by the Financial Conduct Authority. For more information, please visit

Park Cameras is registered in England and Wales 1449928. Registered office: Park Cameras, York Road, Victoria Business Park, Burgess Hill, West Sussex, RH15 9TT. Park Cameras is authorised and regulated by the Financial Conduct Authority. Our registration number is 1449928. Credit provided subject to age and status.

Trade in your old equipment

Fast and easy trade in service ensures your old gear is collected efficiently and you are paid quickly! It's very simple to trade in your unwanted photography gear. Just head over to our dedicated Sell or Part Exchange page, fill out the details, and we'll get back to you with an offer for your old gear. Take the cash, or put it towards the cost of your new gear. It's up to you! Find out more